Published: December 27, 2023
Have you ever worried about canceling a trip for an unexpected event that could impact your plans?
Allainz's TripProtect Cancel Anytime provision can be a great option.
This plan can reimburse 100% of your non-refundable trip costs if you must cancel your trip for a covered reason, and 80% of your trip costs if you cancel your trip for almost any other unforeseeable reason. With TripProtect Cancel Anytime, you can enjoy greater peace of mind when you travel.
AAA has teamed up with trusted travel insurance partner Allianz Global Assistance to make your travels easier than ever.
Travel insurance with trip cancellation benefits can reimburse up to 100% of your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason. Covered reasons are certain situations and events that, when they occur, mean you may be eligible to make a claim. Covered reasons for trip cancellation are listed in your plan documents, and include things like:
If you cancel your trip for a reason that is not specifically covered, then the trip cancellation benefits can’t provide reimbursement. TripProtect Cancel Anytime can.
When you purchase a plan with a Cancel Anytime provision, you can be reimbursed for trip costs up to 80% if you cancel for a reason that’s not otherwise covered in your plan. For a fuller picture of how coverage works before you sail, see our guide to how cruise insurance works.
Here’s one hypothetical example.
You are splurging on a trip to Hawaii to attend a destination wedding. Between the luxury resort and the airfare, you are spending over $3,000. Then, you receive a tearful call from your friend sharing that the wedding is off. Even more bad news: it’s too late to get a refund from the resort or the airline.
If you don’t have a Cancel Anytime plan such as Trip Protect Cancel Anytime, your choices are limited, since a canceled wedding isn’t covered under a typical travel insurance plan. You can go on the trip (minus the wedding), or cancel and lose the money you spent.
With TripProtect Cancel Anytime, you can file a claim to get reimbursed for 80% of their prepaid, nonrefundable costs. To file a claim, you would need to submit proof of payment for the trip costs, as well as documentation of any refunds received and other required documentation. Then, you could recoup $2,400 of the costs.
To purchase this plan, you must insure the full cost of your trip within 14 days of paying your first trip deposit or another trip expense. Also, the start date of the trip must be at least 30 days in the future. Speak with a AAA Travel Advisor for more information or a free quote when planning your trip.
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Terms, Conditions, and exclusions apply to all plans. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen.A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance (AGA) or its affiliates. AGA compensates their suppliers or agencies for allowing AGA to market or offer products to customers of the supplier or agency Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.
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