CAA Insurance Options




Health & Dental

Thousands of Canadians pay for their medical costs out of their own pockets due to being self-employed, retired or working for a small employer. If you're not covered by a group health and dental plan, or not satisfied with the coverage you do have, you are likely in need of supplemental health coverage.

Our CAA Health and Dental plan is designed exclusively for CAA Members and provides Flexibility in coverage by letting you build a plan step-by-step to best suit you and your family's needs. Our website will provide a personalized quote and allows you the option to apply right on line!

Follow the link to find out more about Manulife Financial and CAA's Health and Dental Insurance Coverage.

Visit your local CAA office and ask for an application.
Coverage from someone you trust...

CAA Health & Dental Insurance is offered through Manulife Financial (The Manufacturers Life Insurance Company).  Plan underwritten by the Manufacturers Life Insurance Company.  

For Members Coming Off A Group Health Plan
If your employment has changed, and you are coming off a group health plan, ask about the FollowMeTM Plan. Regardless of health or age, if you apply within 60 days of your loss of group health and dental benefits, no medical questionnaire is required. Applications submitted after this 60 day period will require medical underwriting.

TM Trademarks held by the Manufactureres Life Insurance Company.

Click here fore more information of the  FollowMeTM Plan


 
Travel Medical

Everyone who travels outside their home province needs medical travel insurance, regardless of age, health or purpose of travel. Having the right coverage for your age, state of health and length of stay will ensure that you have a worry-free trip.

Let CAA help you choose your coverage options.

  • Annual Plan for multiple trips or long-term stays.
  • Short Stay Plans for quick out-of-province trips.
  • Trip Cancellation Insurance.
  • Total Package Insurance includes Medical, Trip Cancellation & Baggage.
  • Car Rental Insurance.
  • Top-Up Coverage adds extra benefits to your employer or credit card insurance.

To attain coverage, you must speak to a CAA insurance counselor during office hours to receive a policy number prior to leaving home.

For more information visit your CAA Travel Centre
or e-mail: insurance@CAA.maritimes.ca

Travel Insurance

  • Vacation Package Insurance –  It includes Trip Cancellation & Interruption Insurance (before and after departure), Emergency Excess Hospital/Medical Insurance, Travel Accident & Flight Accident, Common Carrier & 24 hour Accident, Baggage & personal Effect (including Baggage Delay), Lost documents, Infant coverage & Holiday Safeguard.**
  • Non-Medical Vacation Package Insurance – same as above, excluding Emergency Medical**
  • Trip Cancellation & Interruption Insurance – prior to and after departure**

 ** Must be purchased at time of booking (or within 24 hours, if made on our web site), with a CAA Travel Counselor. CAA Travel will only cover Holidays booked directly with CAA Travel Maritimes.

  • Travel Accident Insurance – Flight Accident, common Carrier & 24-hour Accident
  • Baggage & personal Effects – Baggage & personal Effects, Baggage Delay, Lost Documents
  • Collision Damage Protection Insurance – Physical Damage or Loss of an Automobile rental

 

Click here to review Policy Details

For more information visit your CAA Travel Centre
or e-mail: insurance@CAA.maritimes.ca

 


 

Personal Accident Insurance

The coverage you need...

CAA's Personal Accident Insurance covers you from loss of life, limb(s), sight or hearing resulting from an accident with any type of passenger vehicle - private or public, regardless of whether you are the vehicle's operator, passenger - or even a pedestrian.

As a CAA Member, you are entitled to exclusive CAA group rates on additional Personal Accident Insurance. Increase the amount of this valuable protection for just pennies a day.

Underwritten by: CAA Insurance Company (Ontario)
For more information call
1-800-471-1611
or e-mail:insurance@CAA.maritimes.ca



Term Life

Term life insurance is not one-size-fits-all.  What suites one member many not be appropriate for another.  That’s why CAA in partnership with Manulife Financial, have developed three new life plans to meet our members needs no matter what stage in life.  

CAA’s 5-year Term Life Plan is a great short-term choice.  This plan offers you low premium rates so you can afford to safeguard your family.  What’s more, once you have been accepted for coverage, your rates are guaranteed not to increase for the next five years.  

CAA’s 20-Year Term Life Plan is for members who are looking for a financial cushion to cover long-term needs.  You have affordable rates guaranteed not to increase for up to 20 years.  

CAA’s Lifetime Protection Plan provides coverage for the rest of your life so no matter what time brings, your family is always protected.  And what’s good about this plan is that you pay the same rate for the rest of your life - rates are guaranteed never to increase!

To find out more on the above-mentioned Plans click here.

Or simply visit your local CAA office and ask for an information kit.  You also have the option to  call Manulife’s customer service representatives toll-free at 1 877 942-4CAA  (1 877 (942-4222))

 Monday through Friday 8:00 a.m. to 8:00 p.m. Eastern Standard Time

Or e-mail:  am_CAA@manulife.com

Coverage from someone you trust…

 Insurance is underwritten by:  The Manufacturers Life Insurance Company



Guaranteed Issue Life

Many Canadian aged 50 and older feel its not easy getting adequate insurance coverage especially if they have some sort of medical condition.  Thanks to CAA, now you have a choice.  If you are a CAA member aged between 50 and 75, you can receive affordable protection with no medical questions to answer or exams to take.  This insurance is guaranteed!

 And since you are a CAA Member, once enrolled in the CAA Guaranteed Issue Life Plan, your Life Benefit will grow by 2% of the original amount every year, just by maintaining your CAA Membership.  What this means is that you will receive additional coverage without ever having to pay an extra cent.  Your premiums will remain the same for the lifetime of the policy.

To find out more on the CAA Guaranteed Issue Life Plan click here

 

Or simply visit your local CAA office and ask for an information kit.  You also have the option to call Manulife’s customer service representatives toll-free at 1 877 942-4CAA  (1 877 (942-4222))

Monday through Friday 8:00 a.m. to 8:00 p.m. Eastern Standard Time

Or e-mail:  am_CAA@manulife.com

 Coverage from someone you trust…

Insurance is provided by:  The Manufacturers Life Insurance Company


 

Critical Illness

Critical Illness is a new type of health insurance that pays you a lump sum while you're still alive. Knowing why you may need Critical Illness insurance and how it differs from your life and disability insurance can help you make important decisions to better safeguard your family's financial situation.

Perhaps you know someone who as survived cancer, a heart attack, a stroke or kidney failure and has undergone life-threatening surgery. The fact is that, the probability of contracting a life-threatening illness or having to undergo a serious operation during your lifetime increases with every passing year. The good news is that, with today's advances in medical science, your chances of survival are greater than ever. Critical Illness insurance could provide the necessary funds to:

  • Access the latest treatments medical science has to offer anywhere in the world
  • Continue to pay your mortgage, car loan, childcare and other bills while you recover
  • Pay for private nursing, physical therapy, medical equipment and home alteration
  • Protect your "retirement savings"
  • Afford the necessary time for full recovery before your return to work

The CAA Critical Illness Plan, underwritten by The Manufacturers Life Insurance Company (Manulife Financial), offers special rates on coverage from $25,000 to $250,000 in the event of life-threatening cancer, heart attack, stroke, kidney failure, coronary artery bypass surgery or major organ transplant.

To find out more on the CAA Critical Illness Insurance Plan click here.

Or simply visit your local CAA office and ask for an information kit.  You also have the option to call Manulife’s customer service representatives toll-free at 1 877 942-4CAA  (1 877 (942-4222)) 

Monday through Friday 8:00 a.m. to 8:00 p.m. Eastern Standard Time

Or e-mail:  am_CAA@manulife.com

 Coverage from someone you trust…

 Insurance is underwritten by:  The Manufacturers Life Insurance Company


 
Auto

Please Note: Not currently available in Newfoundland.

The savings you want from the people you trust…

You know you can count on CAA to provide security and protection to you and your family when you need it the most. You can also count on CAA to provide you with your Automobile Insurance coverage.

You may qualify for a variety of discounts: multi-vehicle, senior, driver-training, good driving record, and more!

Of course CAA offers interest-free payment plans, with no service charges. The savings keep adding up!

And with CAA, you know you can count on superior service and fast, efficient claims assistance, 24 hours a day, 7 days a week.

CAA Insurance direct from CAA to you . . . It's simple. CAA provides Auto Insurance directly to you - our valued Member. You enjoy the superior coverage of CAA Insurance and may qualify for lower rates too!

Join the many CAA Members who qualify for superior coverage and lower rates !

All it takes is one quick call to CAA to find out more about CAA's Automobile Insurance rates. An insurance specialist can be available to arrange and prepare a quote for you.

Don't renew out of habit. Find out if you may qualify for lower rates and start saving today with.

Pre-qualifications have changed over the past year and are not as tight.

 Click here to get an instant auto insurance quote

 Frequently Asked Questions

Underwritten by: CAA Insurance Company (Ontario)
For more information call 1-800-552-5333
or e-mail: insurance@CAA.maritimes.ca



Home & Property

The savings you want from the people you trust…

You know you can count on CAA to provide security and protection to you and your family when you need it the most. You can also count on CAA to provide you with your Home & Property coverage.

  • Extensive coverage on your home, condominium, or apartment - we can even insure your cottage, boat and other valuables too!
  • Discounts may also apply for seniors, smoke detectors, alarm systems, and new homes.
  • Replacement cost on contents - at no extra charge!
  • Guaranteed replacement on building coverage.
  • Sewer back-p coverage included on all our comprehensive and broad home insurance packages.
  • Superior service and fast, efficient claims assistance, 24 hours a day, 7 days a week.
  • CAA offers interest-free payment plans, with no service charges.
  • The savings keep adding up!

Join the many CAA Members who qualify for superior coverage and lower rates!

All it takes is one quick call to CAA to find out more about CAA's Home & Property Insurance rates. An insurance specialist can be available to arrange and prepare a quote for you.

The discounts you may qualify for could add up to 30%! Don't renew out of habit. Find out if you may qualify for lower rates and start saving with CAA Insurance today!

Frequently Asked Questions

Underwritten by CAA Insurance Company (Ontario)
Not currently available in Newfoundland.
For more informationcall
1-800-552-5333 Toll Free
or e-mail: insurance@CAA.maritimes.ca